Home Improvement Tools – Are You Equipped With the Right Tools to Take Care of Your Home?
You can add value to your property by undertaking extensive home improvement projects which include getting your house re-painted, renovating bathrooms, revising design of your kitchen and construction of terraces and balconies. Even after completion of these projects, you would require a number of home improvement tools to maintain your house.
From trivial repairs to major overhauling, a number of maintenance challenges will come your way as a home owner, but if you have all the gear in the bag, you can afford to relax. If you are planning to buy some home improvement tools, you better read a brief description of what type of equipment you may require.
Cutting:
Cutting tools are meant to cut different types of materials and need to be manufactured with strong materials. Cutting tools form an essential part of your home improvement tools kit. A utility knife is perhaps the most popular cutting tool as it can cut a number of materials such as paper, wood, plastic and metals in half. The fact that it is easy to handle makes it an essential tool for your home improvement projects. Another useful tool is a hacksaw, which can be useful in cutting wood, bones and hard materials. It consists of a saw with delicate yet very sharp teeth and a blade framed in metal. A tile-cutter tool can also be of your utility if you have plans of changing design of your bathrooms. This tool helps shape ceramic tools in whatever way you like and is a necessity when it comes to bathroom improvement projects.
Garden:
A house with a beautiful lawn looks very attractive, but it takes a number of garden tools to maintain a lawn. Garden tools serve the purpose of planting, cutting grass and other related agricultural works. You will find garden tools in two types, namely, manual tools and power run tools. As part of your home improvement tools kit, you should buy garden tools such as a lawn mower, a spade, a garden hoe, a garden fork and a rake.
Moving:
Moving heavy objects around is often a troublesome stage in home improvement projects. For a smooth sailing during this particular stage, you would require moving tools which are designed to move objects. Some common moving tools include a hammer, a screwdriver, pliers and a wrench. A furniture dolly can be very handy to move heavy objects like boxes and furniture as you can place the object on its flat wooden surface and wheel the dolly to transport the object. Another very useful tool is a stair-roller that helps move objects up or down the stairs.
Transforming:
Large-scale home improvements often require the services of transforming tools. Common transforming tools include blow-torch and chemical sprays with solvent properties. While a blow-torch is used to bend and shape metals by producing extreme heat, chemical sprays change objects through chemical reactions.
Measurement:
Home improvement projects include accurate measurements which are impossible to take unless you use measurement tools. The most popular measurement tool is tape measure that comes in various materials such as cloth, optical fiber, plastic and metal. With the help of this useful tool you can make sure that windows and doors have accurate and equal dimensions. A few other measurement tools that you may be interested to include in your home improvement tools are rulers, calipers, squares, a theodolite and spirit level.
Shaping:
When it comes to giving final touches to an object during home improvement, you will require shaping tools.These tools are used to give shapes to objects such as wood and other materials. Chisels, trowels, moulds, sanders and jigs are some common shaping tools that you may need in your tool kit.
Fastening:
Unlike the cutting tools, fastening tools are used to join objects. With the help of specialized tools such as rivet guns, glue guns, wire tackers and staple guns you can join two objects, irrespective of whether they are made of the same material or not.
Power Tools:
Power tools are power-driven with the help of electric motors, air motors or combustion engines which are inwardly operative. Home improvement on a large-scale requires a number of works to be done with the help of power tools. Common power tools are drills, electric sanders and lathe. There are broadly two kinds of power tools, namely, static and mobile tools.
After finding out about the most frequently used home improvement tools, you are in a better position to buy the best equipment that can take care of your home maintenance. A good way to go about shopping for home improvement tools will be to go online.
Opening a Small Business – Top 7 Steps to Success
Opening a small business is both challenging and rewarding (if you do it right). It takes a lot of planning, organizing and drive. There is no guarantee for business success but certain things you do will increase your opportunity for success.
To-Do List for Opening a Small Business:
1. How do you want to structure your business? Do you want to set up as a sole proprietorship, or in a partnership or do you want to incorporate your company and limit your liability? These are questions you need to answer before you startup your business. Talk to your local government small business agency; they can help you investigate what option best fits you and your business. Before you make your decision, ask for legal advice and tax advice; talk to a business lawyer and a tax accountant.
2. Once you’ve decided what your business structure will be, you will need to create a business plan. First, develop a business plan outline that includes the areas of a plan that are specific to your business or your industry. For example, if you are planning to go into manufacturing you will need to build an operations plan, a new product development plan, your human resources plan (including a workforce plan) and safety checklist plan; include your capital expenditures budget. The objective is to focus your plan on the manufacturing aspects that are unique to your business. Other businesses with an inventory focus, or retail focus, or services focus will need to adapt the plan to be specific to their needs. All businesses will need to include your long term mission and vision statements, your business goals and objectives, a marketing plan, sales plan, business financials plan, exit plan, business continuity plan and the business strategies necessary to be successful.
3. The next step is to do a financial analysis of your business idea and business plan. Can you make a profit (and once you’ve earned a profit, can you maximize your profit) in your business? How long will it take to make a profit? Can you fund your business growth and survive until you make a profit? What are your cash flow needs and projections? Will cash flow management be a struggle? Can you finance the business and survive?
Your objective in conducting a business financial analysis for opening a small business is to be realistic. Do not under-estimate your costs and over-estimate your sales. Develop a list of expected startup costs. For example, startup costs might include your legal and accounting costs to set up your business; a business license fee, furniture, computer hardware and software, property insurance; trade-marking your product (if applicable); inventory and/or materials; and more.
Once you’ve identified your startup costs, develop a list of your other expenses (from daily expenses to annual expenses). For example, business space rent, your monthly utilities (such as heat, phone, etc.), membership in trade associations, office supplies, contract employees, wages and benefits (including yours if you expect to take a salary out of the business). For simplicity, put all the data into a spreadsheet and verify that you haven’t forgotten anything (check out online examples income statements – they show expenses and revenue).
The next step in your financial analysis is to do a sales forecast for the same period as the expenses (usually banks or other lenders want to see a three year plan in annual increments and a monthly cash flow plan for the three years). Make sure to include the assumptions you are using in your sales plan and in your financial plan (for example, interest rates, dollar exchange rates, gross domestic product rates, political environment, and more).
Put together a worst case scenario (expenses high, sales low); a best case scenario (expenses low, sales high) and an average case scenario (expenses and sales on target). Test the sensitivity of your projections. What would happen to your financials if you didn’t ‘win’ a large account? What would happen to your financials if your key supplier increased the cost of materials by 12%? Make sure you have a plan to address those issues.
Try to find industry information that will support your financial plans and include them in the financial section. For example, talk to your industry’s association and see if they can provide average data for financial ratios, revenues, costs, salaries, benefits, etc. within your industry. Compare that data to your financial plan and see if you are ‘in range’; if you are not, you will need a good explanation for the variance.
Run your financials: total your expenses (outgoing) and your sales revenues (incoming). According to your financials, will you lose money or make it? If you are losing money in your plan, how much are you losing? And how much cash do you need to survive before your plan starts showing a profit? Be realistic.
4. Now consider where you are going to get your startup financing from. Are you independently wealthy? Have you won a lottery? No? Then you need to borrow money or find a way to get some cash to startup. Traditional methods of financing a startup business are bank business loans, government loan programs, borrowing from family and friends, selling a share of the business to a partner who will invest in the business, and re-mortgaging your home. Less traditional methods (also known as bootstrapping), are using personal credit cards, selling assets, such as your car, furniture, your house; continuing on in your day job or taking a second job for additional income. If you believe in the business you want to start, you will find a way. Choose the lowest risk, the best value and the lowest cost financing for your business startup. But be realistic; it can be very difficult to do this. If your business cannot succeed or if you over-inflate sales and under-forecast expenses, you will go out of business and likely owe a lot of money to a lot of people.
5. If the decision is to proceed with your plan for opening a small business, and you obtain the necessary financing, then you must now focus on your product or service plan. Define your service or product. What differentiates it from other services or products? Where is the product or service in its life-cycle; in the introductory, growth, mature or declining phase? How will you position your product or service in the market? Develop your service or product plan and then define your marketing mix for your service or product. Focus on the features and benefits of the product or service. Develop your pricing strategy. Develop a strong promotional program. Define how you will get your product or service to the market (ensure that if your product is inventory-based, that you have enough inventory before starting up).
6. Ensure that you plan your workforce needs and hire the employees needed to open your new business and consider the advantages of outsourcing, particularly in the early days of startup when you might not need full time employees.
7. Finally, open your new business and launch your product or service. Use your promotional program to support the launch. Measure your results continually. Talk to customers and potential customers. What do they like or dislike about doing business with you? Is the product or service meeting their needs? If not, why not? Do this research even if the products are flying off the shelves, you want to know what customers are thinking at all times; the good and the bad.
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A majority of children, more than 90% of them use their left brain, but the imperative fact to remember is the right brain must also be utilized. Education system present in almost all the schools is designed to develop or use the left brain. Right brain is never the less significant because it is responsible for creativity, arts, feeling, imagination, visualizing, daydreaming, rhythm, holistic thinking and many others. Hence it is equally important to develop both side of brain. It is also most important to take steps to keep both the brain much active, by keeping them to perform analytically on an equal basis. It is the responsibility of parents to give activities to their children that ensures the involvement of both brain. If both brain used by children it is probable to enhance their learning power and they can also increase their brain power. If brain development programs are offered to children they can make most of the program and develop their skills to give work to both side of brain and remains high in intelligence level. Development of brain in human beings is based on the degree of how much it is used. If it is left unused there are more probabilities for individuals to lose as brain works on the basis of use it or lose it.
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Statistics Programming – Easing the Pain
Different sets of software are being developed everyday just to ease man with some of his technical works such as in the field of business. These programs are specially designed to make high speed calculations and analysis of the data and come up with a soft copy of information output that can be used instantaneously after the software processes it. Statistics is one of the most complicated clerical works of anyone who is studying or working in the field of economics, politics and even social matters. Statistics is deemed to be of importance because it gives a type of descriptive conclusion or interpretation that can be very precise depending upon the quality of data that has been gathered and the competence that is given to organize, interpret and represent that data. But even with the level of competence that a person has with regards to his statistical skills, there is still a probability that a miscalculation might be made and alter the holistic outcome of the statistics.
However, because of the rapid advancements of technology and the evolution of the functions that can be performed by the humble computer software developers has come up with a certain software program that can make ease any statistician of all their statistical tasks. The development of a program that is able to perform the task of organizing and interpreting statistical data was q revolutionary breakthrough when it comes to statistical analysis help. Statistics programming is defined as the systematic calculation of all the numerical data that has been downloaded into the system wherein it is organized basing upon the categories. These categories are classified upon the nature of the data that has been downloaded. After the process of organizing the data, it will be then interpreted numerically. This function of statistical programming helps to lessen the burden of work and also to maximize the output of a statistician.
Statistical program is composed of sets of languages. There are a total of 17 categories in a statistical program and these are the following;
• Analytica, ADMB
• Gretl, GAUSS
• Mathematica
• OxMetrics
• Quantum (Programming Language)
• Programming Language, SPSS, Symbolic Data Analysis, Sysquake, SAS (software and language), Speakeasy(Computation), SHAZAM (Software)
• World Programming System
• XLispStat
Each of these categories of Statistics Programs has their own unique sets of functions. Each one of it is capable of performing specific functions about statistics. The MATRIX LAB is one of the statistics programs that are widely used today. It is a program that is provided by a certain company that is said to be fully capable of solving ad coming up with solutions with regards to any mathematical or numerical problems that are fed into it. The MATLAB assignment helps not only statistics but also other aspects that majorly require the use of mathematical equations and solving. Because of these software programs, statisticians are given more time to pay attention to other details of the data and leave the organization and the interpretation of it to the statistics software.